TERMS OF USE

Last revised: 24 March 2015

By using MFA (this “Website”), you are agreeing to these Terms of Use on behalf of yourself and the legal entity for which you work as an employee, partner, director, or principal (“Company”). If you do not agree to these Terms of Use, then you are not allowed to use this Website and should immediately terminate such usage.

The entity within the Deloitte Network that invited you to this Website is referred to in these Terms of Use as “we”, “us”, or “our”. Although parts of these Terms of Use may reference other entities in the Deloitte Network, these Terms of Use are only between you and us and not with any of those other entities. The “Deloitte Network” refers to Deloitte Touche Tohmatsu Limited (“DTTL”), the member firms of DTTL, and their related entities.

Use of Website; Restrictions; Privacy Statement

On the condition that you comply with all of your obligations under these Terms of Use, you are authorized to use this Website solely for the purpose of enrolling in this Website, viewing account status, and managing your account and profile information.

You and Company are responsible for anything that happens through your user account until it is deactivated. Without limiting the foregoing, you and Company agree to the following:

  1. You will only create and maintain one user account at any given time, which shall be for you alone and not shared or transferred to anyone else.
  2. You will only access the permitted sections of this Website that you have been granted access and will not hack into or otherwise attempt to access other areas of this Website.
  3. You and Company will keep your user account password secure and confidential.
  4. You will not remove any copyright, trademark, or other proprietary rights notices found on this Website or its content.
  5. You and Company will comply with all laws applicable in accessing and using this Website, including all data privacy, export control and securities laws and regulations.
  6. You will immediately cease all use of your user account and this Website upon the termination of your employment or other work relationship with Company. Company must notify us in writing of such termination, and Company remains responsible for your actions with respect to your user account and this Website until such notification and related deactivation of your user account.
  7. You and Company will not reverse engineer, decompile or otherwise attempt to derive the source code for any underlying software related to this Website, or adapt, modify or create derivative works based on this Website or its underlying technology.
  8. You and Company will not engage in any action that directly or indirectly interferes with the proper working of, or places an unreasonable load on, our infrastructure, including spamming and the distribution of computer viruses or other malicious code.
  9. You or Company will notify us immediately upon becoming aware of any unauthorized use of your user account or any other breach of the above obligations.

You are not authorized to copy or use any software, program, proprietary processes, tool, or technology embodied or described in this Website.

You will comply with all applicable laws in accessing and using this Website.

You acknowledge that we may use your personal information and data according to our Privacy Statement, which is incorporated herein by this reference. You hereby agree to the terms of our Privacy Statement, including any obligations imposed on you therein.

User Account Deactivation

You or Company may deactivate your user account, for any or no reason, at any time, with written notice to us. This notice will be effective upon our processing such notice.

We may deactivate your user account for any reason or no reason, at any time, with or without notice, effective immediately or as may be specified in any given notice. Without limiting the foregoing, your user account may be deactivated by Website administration if inactive for extended time periods.

Deactivation of your user account results in the immediate termination of your license to access and use this Website, and also the disabling, as soon as possible, of your technological access to this Website. In addition, we may bar you from any future use of this Website and also block access to this Website from any IP address or range of IP addresses associated with you.

Intellectual Property Rights; No use of Deloitte names or logos

Unless otherwise indicated, the content on this Website is provided by us or another entity within the Deloitte Network.

This Website and its contents are protected by copyright, trademark, and other laws of the United States and/or foreign countries. We and our licensors reserve all rights not expressly granted in these Terms of Use.

“Deloitte”, “Touche”, “Tohmatsu”, “Deloitte Touche Tohmatsu”, “Deloitte & Touche”, the Deloitte logo, and local language variants of the foregoing trademarks, and certain product names that appear in this Website (collectively the “Deloitte Marks”), are trademarks or registered trademarks of one or more entities within the Deloitte Network. Except as expressly provided in these Terms of Use or as expressly authorized in writing by the relevant trademark owner, you shall not use any Deloitte Marks either alone or in combination with other words or design elements, including, in any press release, advertisement, or other promotional or marketing material or media, whether in written, oral, electronic, visual or any other form.

References to other parties’ trademarks on this Website are for identification purposes only and do not indicate that such parties have approved this Website or any of its contents. These Terms of Use do not grant you any right to use the trademarks of other parties.

Disclaimers and Limitations of Liability

THIS WEBSITE (INCLUDING WITHOUT LIMITATION ANY CONTENT OR OTHER PART THEREOF) CONTAINS GENERAL INFORMATION ONLY, AND WE ARE NOT, BY MEANS OF THIS WEBSITE, RENDERING PROFESSIONAL ADVICE OR SERVICES. BEFORE MAKING ANY DECISION OR TAKING ANY ACTION THAT MIGHT AFFECT YOUR FINANCES OR BUSINESS, YOU SHOULD CONSULT A QUALIFIED PROFESSIONAL ADVISOR.

THIS WEBSITE IS PROVIDED AS IS, AND WE MAKE NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES REGARDING IT. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT THIS WEBSITE WILL BE SECURE, ERROR-FREE, FREE FROM VIRUSES OR MALICIOUS CODE, OR WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. WE EXPRESSLY DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY, AND ACCURACY.

YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK AND YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR USAGE, INCLUDING, WITHOUT LIMITATION, WITH RESPECT TO LOSS OF SERVICE OR DATA. WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OR ANY OTHER DAMAGES WHATSOEVER, WHETHER IN AN ACTION OF CONTRACT, STATUTE, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE, RELATING TO OR ARISING OUT OF THE USE OF THIS WEBSITE, EVEN IF WE KNEW, OR SHOULD HAVE KNOWN, OF THE POSSIBILITY OF SUCH DAMAGES.

CERTAIN LINKS ON THIS WEBSITE MAY LEAD TO WEBSITES, RESOURCES, TOOLS, OR APPLICATIONS MAINTAINED BY US OR THIRD PARTIES OVER WHOM WE HAVE NO CONTROL, INCLUDING, WITHOUT LIMITATION, THOSE MAINTAINED BY OTHER ENTITIES WITHIN THE DELOITTE NETWORK OR INDIVIDUAL PERSONNEL OF SUCH ENTITIES. YOU MUST COMPLY WITH ALL LICENSE TERMS, TERMS OF USE, LEGAL TERMS, AND SIMILAR TERMS OF SUCH WEBSITES, RESOURCES, TOOLS, AND APPLICATIONS WHEN USING ANY OF THE FOREGOING (INCLUDING WITHOUT LIMITATION ANY CONTENT OR OTHER PART THEREOF).

WITHOUT LIMITING ANY OF THE FOREGOING, WE MAKE NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES WHATSOEVER REGARDING SUCH WEBSITES, RESOURCES, TOOLS, AND APPLICATIONS AND LINKS TO ANY SUCH WEBSITES, RESOURCES, TOOLS, AND APPLICATIONS SHOULD NOT BE CONSTRUED AS AN ENDORSEMENT OF THEM OR THEIR CONTENT BY US.

THE ABOVE DISCLAIMERS AND LIMITATIONS OF LIABILITY SHALL BE APPLICABLE NOT ONLY TO US BUT ALSO TO EACH OTHER ENTITY WITHIN THE DELOITTE NETWORK AND TO OUR AND THEIR RESPECTIVE PERSONNEL.

THE ABOVE DISCLAIMERS AND LIMITATIONS OF LIABILITY ARE APPLICABLE TO THE FULLEST EXTENT PERMITTED BY LAW, WHETHER IN CONTRACT, STATUTE, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR OTHERWISE.

Additional Terms

If any portion of these Terms of Use is invalid or unenforceable in any jurisdiction, then (i) in that jurisdiction it shall be re-construed to the maximum effect permitted by law in order to effect its intent as nearly as possible, and the remainder of these Terms of Use shall remain in full force and effect, and (ii) in every other jurisdiction, all of these Terms of Use shall remain in full force and effect.

We may revise these Terms of Use at any time in our sole discretion by posting such revised Terms of Use at the Terms of Use link (i.e., this webpage that you are currently viewing) or elsewhere in this Website. Such revisions shall be effective as to you upon posting, unless explicitly stated by us. It is your responsibility to be aware of any such revised Terms of Use by checking this webpage. Your continued use of this Website following changes to these Terms of Use constitutes your agreement to the revised Terms of Use.